A financial crisis has the uncanny habit of turning up when we are least prepared for it, like in between two consecutive paydays. When your next salary pay cheque is still far and you are low on cash, it can be a difficult situation if you are required to pay for any financial emergency, like a bill payment or medical expenses. Also, in such situations, the time is of crucial money, because not only do you need money, but you also need it now!

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