For most people, borrowing money is not the way they would choose to go IF they had a choice; for people with bad credit it’s a double nightmare. At best it is a tedious process and at its worst it is humiliating and degrading. Adding to the humiliation is the condescending attitude of many lenders blatantly displayed and loudly proclaimed upon hearing there is bad credit and no collateral involved from the applicant of a finance payday loan.

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